Insfers Connect

Payments infrastructure for platforms.

Onboard sellers, split payments, and manage payouts — all from one API. Build marketplaces and platforms without becoming a money transmitter.

Talk to Sales View API Docs

Customer pays

$100.00

USDC

Platform fee (10%)

$10.00

Your account

Seller receives

$90.00

Auto payout

Everything Marketplaces Need

The complete toolkit for multi-party payments, sub-accounts, and managed payouts

Seller Onboarding

Get sellers set up in under 2 minutes. Built-in KYC, identity verification, and tax-form collection. White-label or hosted flow.

Split Payments

Define how each payment splits across multiple parties. Fixed amounts, percentages, or hybrid models — all in one API call.

Managed Payouts

Schedule daily, weekly, or instant payouts to sellers. We handle the queues, retries, and notifications.

Compliance Tools

KYC/AML screening, sanctions checks, tax-form collection (1099-K, W-9), and audit trails. Stay regulator-friendly.

Instant Settlements

On-chain settlement in seconds. Sellers see their balance update the moment a customer pays. No 7-day rolling reserves.

Multi-Currency Sellers

Sellers in 100+ countries can receive payouts in their preferred stablecoin or local currency via partners.

One API for Multi-Party Payments

Create payments that split automatically. No reconciliation, no manual transfers.

javascript

// Create a payment that splits across your platform and a seller
const payment = await insfers.connect.payments.create({
  amount: 10000,           // $100.00 in USDC cents
  currency: "usdc",
  customer: "cus_abc123",
  splits: [
    {
      account: "acct_platform",   // your platform account
      amount: 1000,                // $10.00 (10% fee)
      description: "Platform fee",
    },
    {
      account: "acct_seller_xyz",  // connected seller account
      amount: 9000,                // $90.00 (net to seller)
      description: "Seller payout",
    },
  ],
  payout: "instant",  // or "daily", "weekly"
  metadata: {
    order_id: "ord_2026_4521",
  },
});

Built for Every Type of Platform

If you have buyers, sellers, and money flowing between them — Connect was built for you

Marketplaces

Etsy-style multi-vendor stores. Handcrafted goods, vintage, digital products. Sellers get paid directly while you take a cut.

Gig Platforms

Uber for X. Handle worker payouts, surge pricing, and tip distribution. Sub-second settlement to driver wallets.

Service Marketplaces

Upwork, Fiverr-style platforms. Hold funds in escrow, release on completion, handle disputes — all programmatically.

SaaS with Resellers

Power affiliate and referral programs. Auto-pay commissions on every sale. Track and report in real time.

Creator Platforms

OnlyFans, Patreon, Substack-style platforms. Subscribers pay, creators earn, you take the platform fee.

Booking Platforms

Airbnb-style stays, tours, experiences. Hold deposits, release on check-in, split with cleaners or guides.

Why Platforms Choose Insfers Connect

Compared to legacy platform-payment processors

<1s

Settlement to Sellers

0.89% + $0.25

Fee per transaction

FX markup on payouts

Global

Seller reach

Build Your Marketplace on Insfers Connect

Talk to our platform team. We will walk you through the architecture, share reference implementations, and help plan your integration.

Talk to Platform Team View API Reference

// Create a payment that splits across your platform and a seller const payment = await insfers.connect.payments.create({ amount: 10000, // $100.00 in USDC cents currency: "usdc", customer: "cus_abc123", splits: [ { account: "acct_platform", // your platform account amount: 1000, // $10.00 (10% fee) description: "Platform fee", }, { account: "acct_seller_xyz", // connected seller account amount: 9000, // $90.00 (net to seller) description: "Seller payout", }, ], payout: "instant", // or "daily", "weekly" metadata: { order_id: "ord_2026_4521", }, });